Dr. Kallman is president of Kallman Consulting Services and an adjunct professor of risk management at several universities. He was the graduate coordinator at The College of Insurance where he also taught a variety of courses in risk management and insurance. He is regarded as an expert in enterprise risk management and risk control; his seminars are presented internationally to organizations in Bermuda, Canada, China, Croatia, Mexico, Puerto Rico, and France. Dr. Kallman is the author of journal articles, risk management texts, and professional education courses. Prior to teaching, Dr. Kallman was an insurance agency owner.